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This is a current photo of me. I can best be described as a self made entrepeneur. I have been self employed for most of my life. I started at an early age. I was the first born of four boys. My dad worked in a steel mill and roofed houses as a side job just to keep the family going.

My earliest memory of economics was when I wanted to buy a Christmas present for my mom at around age 8 or 9. It was a Santa Claus with a Coca Cola bottle in his hand. Total price $5.00. This could have just as well been $500.00 for a kid with no money and no allowance. Well it was the Christmas season so I went into the woods and gathered pine cones and pine needles and began making Christmas decorations. After making a few I started door to door in my neighborhood trying to sale my homemade decorations. Most of the folks said they were nice but neede some color. After I made a few sales i took my money and purchased some gold and silver paint.

Lesson: Reinvest in your business continually to make it better.

Now my decorations started selling good. I soon raised enough money to buy that Santa Claus for my Mom. She was so proud but also concerned. You see this was a big gift for a child to give with no money. After I explained what I had done she was OK with it.

As a matter of fact, she sat me down and told me I needed to keep on doing these kinds of things and when I was 12 years old I experienced one of the darkest days I had ever had in my young life.

You are probably thinking there was a loss of a parent or close relative or the house burned down or some sort of tragedy. To me it was worse than any of the above. You see I was still out hustling and doing odd jobs and whatever I could do to earn money. The tragedy was that Mom sat me down and said that from now on I was going to have to pay my way through school. This not only meant fees but school clothes also. Now i had three younger brothers and dad had been on a long strike and money was very tight.

I believe at that point in my young life I thought about leaving home and wondered why my Mom was treating me like this. I was so bitter and mad and really hurt by this.

Lesson: When life throws you a lemon, turn it into lemonade.

I did not realize it at the time but this was one of the best lessons that could have ever been taught to me. I survived and I paid my way. Now occasionally my parents helped out, but I did most of it financially.

Anyone reading this knows that the big thing for an American boy is turning 16 and getting a driver's license as well as that first car. So when I talked with Mom and Dad about it I bet you already know the answer. We would love for you to have a car but you will have to buy it yourself and of course pay for your insurance. So I did it. My first car in 1962 was a 1957 chevrolet 210 with a 6 cylinder engine. Total price $600.00. My Dad took me to the bank and signed for me to finance the largest part of it. I made all payments, upkeep, and insurance.

Lesson: If you want it bad enough you can get it. Even without a formal job.

By the time I graduated high school in 1964 I had become a skilled cabinet maker working for a small cabinet shop. In my spare time I did small projects on my on.

In 1965 I married my childhood sweetheart and we went on a three day honeymoon. When we returned the cabinet shop I worked for was out of business. I found the man that owned the equipment and he agreed to sell it to me. There was just one problem. I only had $5.00.

Dear old Dad took me to the bank and we borrowed enough money to purchase the business. I do not remember the exact amount but it was less than $2000.00. Now I was able to pursue my dreams once again.

Lesson: There is always a way even if someone has to help. Do not be afraid to ask.

After the cabinet business I built an insurance agency for 15 years.

For the past 18 years I have been in the used car business. I currently have two locations. My son is my key person and will be taking over the business soon where I can relax and work my internet business and enjoy retirement. When I got into the car business in 1989 I knew I could not compete with the established dealerships. So I introduced something new in the Shoals area. It was Guaranteed Credit Approval. This is a common term now in the car business.

Lesson: Find a niche where you can succeed regardless of the competition.

About 8 or 9 years ago I had a website built for my car lot. It cost me $1200.00 plus $35.00 a month for hosting. I determined then to learn the web business. Since then I have built all of my own websites as well as for other businesses.

It just seemed to be a natural thing to explore making money on the internet.

Lesson: If it looks too good to be true it probably is.

I began buying all sorts of marketing and get rich overnight programs. There are a lot of very sharp and intelligent people marketing on the net. What I learned by wasting lots of money is they are not going to tell you all their secrets. Why should they. Buy their book and get just enough information to make you buy another one then another. No where on the internet was there a site that was affordable enough for the "newbie" to join that would teach him how to market from the basics forward and be honest about it.

Lesson: If you can't find what you need build it yourself.

After spending all this money and achieving a degree of success I have decided to build the site that I wish I had had access to when I first started. All of the products that i will show you are quality and essential. There will be no fluff. Just facts. I will be introducing it soon.

The reason I put in my early childhood was so you would know the values that were instilled in me as a child. Do not fall for the get rich quick schemes on the net.

To be continued..........